Have you ever experienced sticker shock at the grocery store? Between apps, coupons, and even the payment methods you use are all ways to stay within your budget.
Saving money doesn’t have to be difficult; it may take a little longer to make ends meet.
Walmart isn’t Michelle Boyd’s first grocery stop of her shopping day. She’s already knocked out a few more, shopping around so she can keep as much money as possible in her wallet.
âPrices are increasing every day. I mean, literally every day, âshe said.
Kimberly Palmer, personal finance expert at Nerdwallet, said price comparison should be first on your shopping list before you even set foot in the store. Then, she says, take a look at your credit cards.
âA lot of credit cards give you cash back, and there are certain bonus categories like groceries, like gas, where we spend our money,â Palmer explained.
Boyd said she was very happy with some of the cash back she received from her credit card.
You can also get additional offers using store apps or others like ibotta or Rakuten and add to cashback just by scanning your receipt.
When you shop online at participating retailers, you actually earn extra cash back, which is on top of any cash back you get from your credit card.
And, of course, don’t forget the coupons. Many stores will accept coupons from another company.
You can also track them digitally.
Another option for online shopping is browser extensions like Honey or Capitol One Shopping, which can search for promo codes and the best deals for you on the internet. Want to know how much something cost? You can view the price history of the item using Google’s price tracker.
Over the past three months, we’ve been tracking several items like milk, eggs, and cereals, and they’ve all gone up.
Know your prices before you shop and look for these deals to save money. A little more time can save you a lot of money.